With Promise Term, we've done our best to bring you a sensibly priced, easy-to-understand term policy. Choose a 5, 10, 15, 20, or 30-year policy and coverage from $50,000 to $5 million or more. The policy's goal is to protect your family and home if you're not here. The money can help pay for funeral expenses, a mortgage, college education, or debts.

PEMCO's Accelerated Benefit

PEMCO Life Insurance policies with face amounts of $50,000 or more automatically come with our Accelerated or "Living" Benefit. It allows the policy owner to access up to 50% of the policy's face amount if the insured person is diagnosed with a terminal condition that will likely result in death within 24 months. The maximum amount allowed is $100,000 for all PEMCO life policies.

Customize your policy with Promise Term Options.
Find out about PEMCO's convenient payment plans.

Contact us at 1-800-GO-PEMCO
(1-800-467-3626).