Auto discounts

If you qualify, you'll save money with our special discounts:

Auto Plus Discount – Save up to 9% off your auto premium when you insure your auto and home with PEMCO. (You can also receive up to 20% off your home premium.)

Safe Driver Discount – After your New Customer Discount expires you then begin to earn a discount for every 12 months that you avoid accidents, and your discount grows for every accident-free year, up to 10 years.

Alternative Commuting Discount – Save up to 5% if you use your car to commute two days or less per week.

Safety/Security feature discounts – Save money if you have air bags and car alarms.

Multi-car Discount – Save up to 20% by insuring two or more cars with liability coverage on the same policy.

Good Student Discount – For young drivers with a minimum 3.0 G.P.A. and an eligible driving record.

Distant Student Discount – Save money when your child attends school at least 75 miles from home when he or she doesn't have a vehicle at school.

Defensive Driver Discount – For drivers 55 or older who have successfully completed a certified defensive driving course.

New Customer Discount – May apply to drivers, in their first two years with PEMCO, who have three years of driving experience without any chargeable accidents or violations.

Plus, you can use our convenient payment plans with minimal or no service fees.