If you qualify, you'll save money with our special discounts:

Auto Plus Discount

Save up to 9% off your auto premium when you insure your auto and home with PEMCO. (You can also save 25% off your base home premium.)

New Customer Discount

You can earn this discount for the first two years with PEMCO if you have three years of driving experience without any chargeable accidents or violations.

Safe Driver Discount

As your New Customer Discount diminishes you begin to earn a discount for every 12 months that you avoid accidents, and your discount grows for every accident-free year, up to 10 years.

Alternative Commuting Discount

Save up to 5% if you use your car to commute two days or less per week.

Safety/Security feature discounts

Save money if you have air bags and car alarms.

Multi-car Discount

Save up to 20% by insuring two or more cars with liability coverage on the same policy.

Good Student Discount

For young drivers with a minimum 3.0 G.P.A. and an eligible driving record.

Away at School Discount

Save money when your child attends school at least 75 miles from home when he or she doesn't have a vehicle at school.

Defensive Driver Discount

For drivers 55 or older who have successfully completed a certified defensive driving course.

Plus, you can use our convenient payment plans with minimal or no service fees.