If you own a condo, your homeowners association or condo association probably has a master policy that covers your building and any common areas, but what about your unit and personal property? Typically, it's your responsibility to insure your unit, any upgrades that have been made, and your personal property. That means you'll need your own policy. Figuring out your needs can be daunting, but your PEMCO insurance agent can help.

PEMCO's Condominium Policy provides coverage for your personal property as well as liability coverage, loss of use, loss assessment, and medical payments to others. Talk to a PEMCO insurance agent to make sure you have what you need.

For more information, check out our Condo Insurance Q&A.