Claims Free Discount

If you haven't filed any claims in the past three years, you'll receive a discount.

Home Plus Auto Discount

Save 25% off your base homeowner premium when you insure your home and auto with PEMCO.

Educator Discount

Save 5% if you're employed by an educational institution.

Fire–Theft Protection Discount

Save money if you have deadbolt locks, a fire extinguisher, fire/smoke alarms, or a burglar alarm system.

Sprinkler Discount

If you have an automatic sprinkler system, you'll receive a discount.

Newer Home Discount

Save up to 37% when you own a newer home.

Fire Resistive Construction Discount

If your home is constructed of non-combustible materials, you'll receive a discount.

With minimal or no service fees, you can use our convenient payment plans to save even more. If your payment is made through your mortgage company, no problem – we can handle that, too!