Renter Insurance

If you rent your home (whether it's a house or apartment), it doesn't mean you don't need a Homeowners Policy. PEMCO's Homeowners Policy for renters provides protection for your personal possessions. It also provides liability coverage in the event you're found responsible for causing property damage or bodily injury to another person.

For your personal belongings, you have the option of getting replacement cost coverage. This coverage will pay the cost to replace your lost or stolen item at today's rates. Without this coverage, you receive the actual cash value for the lost item – which can be as little as 10% of what it would cost to truly replace the item.