Waiver of premium

If you become disabled for six months or more, PEMCO will waive your premium during the time you're disabled up to age 60.

Accidental death coverage

We'll pay an additional amount to your beneficiary if you die as a direct result of an accidental injury. Coverage ranges from $10,000 to $250,000, but can't exceed the base amount of your policy.

Children's insurance

You can add your children to your policy. This rider will pay $10,000 to the owner of the policy for each covered dependent child. The premium is just $50 per year, regardless of the number of children insured.

Future purchase option

Gives the policyholder the right to purchase additional policies without evidence of insurability. Coverages range from $25,000 to $60,000 per option or face amount of the base plan, whichever is less. The time to exercise this option is at specific ages or at significant life events.

Contact us now at 1-800-GO-PEMCO
(1-800-467-3626)