Adulting 101: Why you need a video home inventory

As the Defender of Your Northwest, PEMCO's ready to help whether you need to reclaim your recliner, salvage your salad spinner or resuscitate your rug after a fire, theft or other covered loss. Having a video inventory of your belongings makes that process much easier.

Unfortunately, only about half of homeowners have a video inventory (among Millennials, it's just 37%), according to the Insurance Information Institute.

The idea behind a video inventory is simple: Imagine trying to remember every item in a single closet or even a drawer. You'd miss a lot, right? And that means your insurance couldn't help you recover everything that's rightfully yours.

Check out this short video. In less than two minutes, you'll learn how easy it is to document your belongings on your phone. You can break your videotaping into manageable chunks, say one room a week. If you stick with it, before long, you'll have a record that that will be invaluable if you ever need to file an insurance claim.